Nairobi, Kenya 🇰🇪

3 million people.
One city.
One app.

Tapa is the social operating system for Nairobi's urban movement. Built on the world's most dynamic public transport culture.

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3M+
matatu users daily
1
city. for now.
0
transaction fees. ever.

Nairobi moves differently.

Every day, 3 million people board a matatu. They share routes. They share neighbourhoods. They share culture. That daily ritual is the most powerful social graph in East Africa — and it has never been owned by anyone.

Until now.

Not a payments app.

A social layer.

Move

Pay your matatu fare with a tap. Track routes in real time. The city is your network.

Pay

Send money to anyone with just their @handle. No bank details. No phone number. Ghost payments.

Vibe

Discover where the city is going. Events, lineups, your crew — Tapa knows the move before it happens.

The more people ride,
the more powerful Tapa gets.

Every matatu payment adds a node to the network.
Every @handle sent strengthens a social connection.
Every event attended feeds the cultural graph.

This is not a fintech app.
This is infrastructure.

The Market

The most dynamic
transport culture
in the world.

  • 3 million daily matatu riders in Nairobi alone
  • Matatus operate 24/7 across 130+ routes
  • Kenya leads Africa in mobile money adoption
  • Gen Z urban population growing 4% annually
  • $10B+ informal economy moving through Nairobi daily
Nairobi

Built for the streets.

Designed for everyone on them.

your bag 💰
KES 850
Add money Send
Recent activity
Matatu fare 🚌
−KES 35
@kamau split
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Ghost payments.
Real money.
tapa/@wanjiku
Send instantly →
No bank details needed.
NFC ready
Tap to pay
Tonight in Nairobi
🎧
On The Decks
Alchemist Bar · 10PM
🌿
Blankets & Wine
Uhuru Gardens · 3PM
47 friends going →

Nairobi first.
East Africa next.
The model works anywhere people move.

Every city has its matatu. Its tuk-tuk. Its jeepney.
Tapa is the playbook for building social infrastructure
on top of urban movement. We're starting where
the culture is loudest.

Founders

Founded in Nairobi
and Burton upon Trent.

Built by someone who understands both the streets of Nairobi and the expectations of European product design. The product lives at the intersection of both worlds.

Let's talk.

We're raising our seed round. If Tapa resonates with your thesis, we'd love to hear from you.

tapa. tap into the city